Legal Insights & Resources 

In a recent case decided by the 9th circuit (In re Defrantz), the court ruled that the debtor has an absolute right to convert his chapter 13 case to a chapter 7 case. The creditor argued that the court should have considered the creditor’s motion to dismiss before converting the case and that the right […]

We learned nothing new from a recent court decision (In re Dandrum, Bankr. D.ND. August 19, 2011): The debtor must take seriously his duties to disclose transfers before filing and to list income and assets accurately seriously or risk denial of discharge (and even more severe consequences). Debtor failed to disclose assets and transfers on […]

Our office has four bankruptcy attorneys serving the St. Louis Metro Area. We have offices in St. Charles, Florissant, St. Louis in Missouir, and Granite City in Illinois. Our main office is in St. Charles, we are the most trusted bankruptcy law firm in St. Charles. No other law firm in St. Charles files more […]

Attorney, Mobile, Alabama Arthur P. Clarke, Attorney for the Debtor, Mobile, Alabama In re: ELIZABETH KATHERINE LOVING, Debtor. ELIZABETH KATHERINE LOVING, Plaintiff, v. UNITED STATES OF AMERICA, Defendant. Case No.: 11-01439-MAM-7 Adv. Proc. No.: 11-00141 UNITED STATES BANKRUPTCY COURT SOUTHERN DISTRICT OF ALABAMA MOBILE DIVISION Dated: August 29, 2011 ORDER GRANTING MOTION FOR SUMMARY JUDGMENT […]

To be able to discharge a tax debt, the tax needs to be older than 3 years, correct? I think this what normally people including myself normally remember about discharging taxes. Let’s see on a recent case: 4.8.11 client filed bankruptcy hoping to discharge 2007 income tax. Correct or not? Well, there are full three […]

Yes, you must include all of your creditors in your bankruptcy schedules. A creditor is defined in the Bankruptcy Code as “an entity that has a claim against the debtor that arose at the time of or before the order for relief concerning the debtor.” This means that anyone you owe money to at the […]

Our law firm helps with bankruptcy, loan modification, and debt consolidations. We file chapter 7 and chapter 13 bankruptcy cases. It stops: – Lawsuits, – Creditor Calls, – Repossessions, – Foreclosures, – Garnishments, – it wipes out your unsecured debt like credit card debt, medical bills, and payday loans. Bankruptcy cleans up your credit from […]