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Many people assume they cannot recover compensation if they contributed to an accident. However, the laws in Missouri and Illinois may still allow injured individuals to pursue compensation even when they share some responsibility.

Illinois: Modified Comparative Fault

Illinois follows a modified comparative fault rule. Under Illinois law, an injured person may recover compensation as long as they are found to be less than 50% at fault for the accident. Any compensation awarded may be reduced by their percentage of fault.

For example, if a person is awarded $100,000 in damages but is found 20% responsible for the accident, they may still recover $80,000.

However, if a person is found more than 50% at fault, they may be barred from recovering compensation from the other party.

Missouri: Pure Comparative Fault

Missouri follows a pure comparative fault system. This means an injured person may still recover compensation even if they were primarily responsible for the accident.

For example, if a person is found 90% at fault and awarded $100,000 in damages, they may still recover 10% of the award, or $10,000.

Because fault determinations can significantly impact a claim, it is important to have an experienced personal injury attorney evaluate the facts of your case. Insurance companies often attempt to place a greater percentage of blame on injured individuals to reduce payouts.

Every Case Is Unique

The percentage of fault assigned in an accident depends on many factors, including police reports, witness statements, traffic laws, photographs, video evidence, and accident reconstruction. Even if you believe you may have contributed to an accident, you should not assume you have no claim.

If you have been injured in an accident in Missouri or Illinois, contact A & L, Licker Law Firm, LLC to discuss your legal options and determine whether you may still be entitled to compensation.

If your claim is denied, you may still have legal options available. Our firm can review the denial, negotiate with the insurance company, and help determine the best course of action to protect your rights.

The timeline for a personal injury case varies depending on the complexity of the matter, medical treatment, negotiations, and whether litigation becomes necessary. Some cases resolve within months, while others may take longer.

Your safety should always come first. Seek medical attention if needed, report the accident to law enforcement, and document the scene if possible. It is also important to avoid discussing fault with insurance companies before speaking with an attorney.

Every personal injury case is unique. The value of a claim may depend on factors such as medical expenses, lost income, pain and suffering, future treatment needs, and the overall impact the injury has had on your life.

Yes. Even if injuries seem minor at first, it is important to seek medical evaluation as soon as possible. Some injuries may not show symptoms immediately, and medical records can also play an important role in supporting your claim.

Depending on the circumstances and applicable state laws, you may still be eligible to recover compensation even if you were partially responsible for the accident. Our attorneys can review your case and explain how comparative fault laws may apply.

You may be entitled to compensation for:

• Medical expenses

• Lost wages

• Pain and suffering

• Property damage

• Rehabilitation costs

• Future medical care

The available damages depend on the facts of your case.

Please bring any documents related to your accident or injury, including:

• Medical records

• Insurance information

• Accident reports

• Photographs

• Witness information

• Communication from insurance companies

These materials help our attorneys better understand your case and provide informed legal guidance.

At A & L, Licker Law Firm, LLC, we understand that financial concerns often follow serious injuries. During your consultation, our team can discuss fee arrangements and explain the legal process clearly before representation begins.