Before you file for bankruptcy, verify that your creditor list is accurate and up to date by taking a look at your current credit reports available online. You find your free credit report at Our firm also can provide you with a credit report. The credit report we receive from our credit report provides comes with a free 12 months credit monitoring after filing bankruptcy. If you find open accounts that you have forgotten about that still have a balance, you must add them to your list. You may discover that some of those creditors already listed have changed their addresses, so you should correct that information on your form. By verifying the accuracy of the creditors list in your filing, you can avoid problems later on when a creditor did not receive notice about your bankruptcy filing. Your bankruptcy attorney St. Louis MO Tobias Licker offers a free consultation for more information about any question that can be answered through the general answers on this website.