We Are Open! A & L, Licker Law Firm, LLC is keeping our clients and staff safe from COVID-19. We are open for free phone and video consults during these difficult times.

Our 3 Step Process

Step 1:
Get Out Of Debt

Step 2:
Clean Up Your Credit

Step 3:
Build Your Score


Attorney settles Bed Bug case for $20,000

Our attorney settled a bed bug case for $20,000. A landlord refused to mitigate bed bugs in his apartment building. The bedbugs were present in different rental units and infested the apartment of our client without her own fault. In those cases, it is practically impossible to get rid of bed bugs as new critters […]
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Debtor Prison is coming back?

If you owe the government taxes, the new bill introduced to Congress might be important for you. The Senate Bill 1813 passed the Senate on March 14 and could allow the federal government to prevent Americans from leaving the country. The tax debt must be in excess of $50,000 to the IRS. If that is the case […]
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New Bankruptcy Rule 3002.1

What is a motion for relief? A motion for relief is filed by your creditor who has a secured interest in your property, such as a motor vehicle or your residence. If you don’t make your monthly payments to the trustee and you fall behind, your creditor most likely will file a motion for relief […]
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New Exemption bill introduced to Missouri Legislators

You find the new bill introduced by Senator Crowell here: http://www.senate.mo.gov/12info/pdf-bill/intro/SB683.pdf   Among  other things, the new bill will include earned income credits as being exempt from creditors. This can be helpful in filing for bankruptcy when the tax refund comes in and someone has to turn over a portion of the tax refund to […]
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Car loan – Bankruptcy Seminar, Free

Car Financing Seminar This is a free seminar to help solve car financing problems because of a low credit score.Weiss Toyota, Prestige Financial, St. Louis Community Credit Union and the Licker Law Firm, will be present to answer all questions about how to optain a loan for car financing. Attendance is limited, please register by […]
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Lien Stripping in Chapter 13 without discharge

First, what is a chapter 20? One files first a chapter 7 to discharge all unsecured debt. After receiving a discharge which takes around 4 months, one can file a chapter 13 if it benefits the debtor. One benefit has been pointed out by the U.S. Bankruptcy Appellate Panel (PAP) of the Eight Circuit, on […]
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Principal Paydown Plan- NACBA Petition to avoid foreclosures.

The National Association of Consumer Bankruptcy Attorneys created an online petition for the White House to reduce foreclosures. The plan is called Principal Paydown Plan (PPP). Someone in a chapter 13 bankruptcy case would apply all of their monthly mortgage payment towards the prinicpal of the loan and nothing towards the interest. This would greatly […]
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