A&L Licker Law Firm, LLC
1861 Sherman Drive
St Charles, MO 63303

Tobias Licker received his law degree in 1996 from Georg August University in Goettingen,, Germany and a Masters of Law (LLM) from Saint Louis University in 2003. Mr. Licker is licensed to practice law in Missouri and admitted to practice before the Federal Court in the Eastern District of Missouri. He concentrates in the practice of Bankruptcy Law and has filed more than 1000 cases under chapter 7 and chapter 13 of the Bankruptcy Code. Mr. Licker is a member of the National Association of Consumer Bankruptcy Attorneys and of the Debtor Attorneys of Metro St. Louis.

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Fraudulent transfer of property that would have been exempt without the transfer

8th Circuit decision, Jesperson, about student loan discharge

In re Carson, 150 B.R. 228 (Bankr. E.D.Mo., 1993)

Before filing a bankruptcy case in Missouri and Illinois a debtor must obtain a credit counseling certificate.

The discharge in a chapter 13 requires actions by the debtor. The debtor needs to certify that all domestic obligations have been paid.