Interested in working with us? Call us on (636) 916-5400 or fill out this quick form and we will contact you within 24 hours!
What if I do not know who my creditors are?
If you do not know who your creditors are, there are a couple of things you can do:
What information do I need to know about my creditors?
The bankruptcy petition asks for certain information about your creditors. At a minimum, you need:
Do I need to know the original creditor and the collection agencies? How do I know who has it when they get sold to a new collection agency all the time?
This is something that you just want to do your best on. You want to list any creditor that you are aware of so list the original creditors information and any collection agency that you are aware was a holder of the debt.
What if I find more creditors after the case is filed? Do I have to pay those creditors back?
No you do not have to pay those creditors. As long as your bankruptcy case is still open, you can add creditors. However, there is a fee for this you want to do the best you can to list all of your creditors before the case is filed.
Why do I need an Attorney if I have to provide the information myself?
You decide filing bankruptcy is the right decision. You seek out an attorney and decide that the attorneys at Licker Law Firm can best serve your needs…. You come in and we go over your options and give you some “homework” on information to provide in order to prepare your petition. We ask for paycheck stubs, taxes, information about your expenses, personal property and your creditors. Then you think…. “Well wait a minute, if I am doing all of this work, why do I need an attorney?”
In short, it is not worth the risk of having all of these issues. You want a fresh start so hire an attorney and make sure it is done right the first time.
Keep in mind the attorney has no way of knowing personally what debt or property you have accumulated. While we can run a credit report to get you started, there is still some work that goes into filing for bankruptcy.
All in all, the amount of work that is required certainly worth getting rid of your debt!
St. Charles Office
1861 Sherman Drive
St Charles, MO 63303
Phone: 636-916-5400
At Hwy 94 and Hwy 70.
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St. Louis Office
3470 Hampton Ave, Suite 101
St. Louis, MO 63109
Phone: 314-353-0834
Close to the corner of Hampton Ave and Chippewa. By appointment only.
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South & Jefferson County office
7321 S. Lindbergh Ave., Suite 222
St. Louis, MO 63125
Phone: 636-916-5400
Across the South County Mall.
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Florissant Office (North County)
1281 Graham Rd, Suite 300
Florissant, MO 63031
Phone: 314-921-1880
At North Hanley and Hwy 270.
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Belleville Office (St. Clair county)
2 Park Place Professional Centre
Belleville, Illinois 62226
Phone: 618-977-9560
On Hwy 159, next to Schnucks.
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Granite City Office (Madison County)
3600 Nameoki Rd, Suite 201
Granite City, IL 62040
Phone: 618-977-9560
Across Shop'n Save, by appointment only.
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