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Our 3 Step Process

Step 1:
Get Out Of Debt

Step 2:
Clean Up Your Credit

Step 3:
Build Your Score


Filing bankruptcy and still paying debt back

I owe all of my creditors and I want to pay them back. What can I do? Many people struggle with the idea of incurring debt and not paying their creditors back. Sometimes you cannot afford to do so and the Chapter is a good option. However, sometimes a client comes in who can afford […]
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Bankruptcy After Death

Bankruptcy, Taxes and Debt are Certain Even after Death Many of us are familiar with the old adage “nothing is certain but death and taxes.” Well, how familiar are we with these certainties relative to a bankruptcy filing? For example, is your estate required to pay a tax debt after you die before completing a […]
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Dealing with Property from Mexico and Foreign States

Dealing with Property from Mexico and Foreign States When you are filing for bankruptcy, you may not know which forms of property you must disclose to the lawyer. While the lawyer has encouraged you to be fully upfront and honest about discussing any property that you own or have transferred, you may still wonder whether […]
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I filed Bankruptcy, now what?

Clients file bankruptcy and then they want to know what to do to start rebuilding credit. That answer depends on the client and the chapter of bankruptcy that was filed. If the client just filed a Chapter 13 then they cannot incur debt without first filing a motion with the court. However, if this motion […]
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Confidential Client Information

Confidential Client Information Courts are split as to whether attorney-client privilege exists between attorney and client in a bankruptcy proceeding. The United States Supreme Court has held that corporations filing for bankruptcy surrender their attorney client privilege to the Trustee of their bankruptcy case, however whether this applies to individual in bankruptcy is not as […]
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The Credit Counseling Certificate

Before filing for bankruptcy, you usually must receive credit counseling and a certificate showing that the counseling has been completed. The counseling must take place within the 180 days before filing, and in Illinois and Missouri, it must be provided by an organization approved by the Justice Department’s U.S. Trustee’s Program. In Missouri, you must […]
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Can bankruptcy protect me from eviction? By Bankruptcy Attorney in St. Louis, MO Tobias Licker

When tenants are facing eviction from their homes, bankruptcy can be an attractive option to avoid or delay the eviction proceedings. Before taking this route, tenants should understand whether the bankruptcy rules in their state can help them avoid eviction or will simply delay the process. Tenants should also understand the additional benefits of bankruptcy […]
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