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Our 3 Step Process

Step 1:
Get Out Of Debt

Step 2:
Clean Up Your Credit

Step 3:
Build Your Score


Bankruptcy and taxes

Income tax debts may be eligible for discharge under chapter 7 or chapter 13 bankruptcy. In chapter 7, all allowable debts get discharged in full. Chapter 13 allows for either discharge or repayment of the tax debts via the repayment plan. Since not all tax debts can be discharged, there are a few criteria that […]
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St Charles Car Accident Attorney | MO Car Insurance Coverage

Car insurance is purchased to protect cars, trucks and other vehicles against damage caused by another vehicle. It also protects from bodily injury that occurs. A certain level of coverage is required by law. This level varies from state to state. Missouri requires 25/50/10 liability insurance. The bodily injury requirement minimum is $25,000 per person […]
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Chapter 7 Bankruptcy

Chapter 7 bankruptcy is straight bankruptcy, also known as liquidation, and is available to individuals, couples, corporations and partnerships. It generally lasts between three and five months. The term liquidation is used because a court appointed trustee gathers and sells the debtor’s non-exempt property and assets. The money from sales of those items goes to […]
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Chapter 13 Bankruptcy

Chapter 13 bankruptcy is known as reorganization bankruptcy. The debtor uses their income to repay some or all of what they owe their creditors, so they must have “disposable income.” The means test in chapter 13 not only determines the debtor’s eligibility based on income but also how much they will have to repay and […]
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