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Who is a creditor?

 


A: Your list of creditors in your bankruptcy filing should be accurate and complete. The bankruptcy court defines a creditor as any person or company to whom you owe money. A creditor can be your bank, your health club, or even your parent. While a secured debt is tied to an asset, such as an automobile, an unsecured debt is not. It can be a credit card or other credit account or a personal loan. When you file for bankruptcy, you must complete Schedule F, a list of unsecured creditors, and Schedule D, a list of all secured creditors. Your bankruptcy attorney St. Louis MO Tobias Licker offers a free consultation for more information about any question that can be answered through the general answers on this website.


St. Charles: 1861 Sherman Dr, St. Charles, MO 63303 (at Hwy 94 and Hwy 270, next to Restaurant Ginghams)
South & Jefferson County: 7321 S. Lindbergh Ave., St. Louis, MO 63125, Suite 222 (at the corner of Linderbergh and Lemay Ferry Rd, across from the South County Mall, inside the Lindergh Building, by appointment only)
St. Louis: 3470 Hampton Ave., Suite 101, St. Louis, MO 63109 (close the Hampton and Chippewa, by appointment only)
Florissant: 1281 Graham Rd., Suite 300, Florissant, MO 63031 (at Hwy 270 and Graham Rd/ N. Hanley Rd, inside First Bank Building, third floor, by appointment only)
Granite City:  3600 Nameoki Rd, Suite 201, Granite City, IL 62040 (across from Shop'n Save, inside First Bank Building, second floor, by appointment only)

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Our Locations

St. Charles Office

1861 Sherman Drive
St Charles, MO 63303
Phone: 636-916-5400

At Hwy 94 and Hwy 70.

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St. Louis Office

3470 Hampton Ave, Suite 101
St. Louis, MO 63109
Phone: 314-353-0834

Close to the corner of Hampton Ave and Chippewa. By appointment only.

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South & Jefferson County office

7321 S. Lindbergh Ave., Suite 222
St. Louis, MO 63125
Phone: 636-916-5400

Across the South County Mall.

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Florissant Office (North County)

1281 Graham Rd, Suite 300
Florissant, MO 63031
Phone: 314-921-1880

At North Hanley and Hwy 270.

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Belleville Office (St. Clair county)

2 Park Place Professional Centre
Belleville, Illinois 62226
Phone: 618-977-9560

On Hwy 159, next to Schnucks.

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Granite City Office (Madison County)

3600 Nameoki Rd, Suite 201
Granite City, IL 62040
Phone: 618-977-9560

Across Shop'n Save, by appointment only.

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