Blog

We meet people almost every day that have large student loan payments.? Unfortunately, as we have discussed in the past, most student loans are not dischargeable.? While the payments can be made through a Chapter 13 Bankruptcy, they will not be discharged.? While we try to assist our clients in any way possible, the bankruptcy […]

When considering filing for bankruptcy there are a number of factors to evaluate. Many of our clients are facing serious financial and emotional losses, perhaps even including foreclosure of a home or repossession of a vehicle. We can help with these issues and many others. When you file a bankruptcy petition creditors are not permitted […]

Often we receive inquiries as to why the trustee in a chapter 7 bankruptcy case is requesting a debtor's income tax refund.  The client will call and state that they received word that their trustee filed a notice stating he is taking an interest in the debtor's income tax return, meaning he is going to […]

When you are nearing the end of your chapter 13 bankruptcy case, you may be wondering what the next steps you need to take are.   After you have paid your plan base, which is the amount of money the court determined you needed to pay over the course of your bankruptcy, which was three to […]

My Case Was Dismissed, Now What? Chapter 7 Part 2 Your bankruptcy case was dismissed and now you want to know what options you have. It first depends on what chapter of bankruptcy you filed and then on why the case was dismissed. Chapter 7 It is not so common that a Chapter 7 is […]

My Case Was Dismissed, Now What? Part 1 Your bankruptcy case was dismissed and now you want to know what options you have. It first depends on what chapter of bankruptcy you filed and then on why the case was dismissed. Chapter 7 It is not so common that a Chapter 7 is dismissed. The […]

My Case Was Dismissed, Now What? Your bankruptcy case was dismissed and now you want to know what options you have. It first depends on what chapter of bankruptcy you filed and then on why the case was dismissed. Chapter 7 It is not so common that a Chapter 7 is dismissed. The only obligations […]

Taxes were due prior to filing. They are discharged right? The answer is, it depends. Taxes and their dischargeability depend on the type of taxes, what tax year they are form, when they were filed, when they were assessed and whether they are now secured by any real estate. We will discuss the most typical […]

My car got repossessed. There is nothing I can do to get is back right? Wrong, depending on when you take action. You an often contact your creditor, make the payment to become current and they will return the vehicle. However, you probably do not have the money to become current or you would have […]