Our 3 Step Process

Step 1:
Get Out Of Debt

Step 2:
Clean Up Your Credit

Step 3:
Build Your Score

I Am Not Filing Bankruptcy on All of My Creditors

Archive for July, 2013

I Am Not Filing Bankruptcy on All of My Creditors

Can I leave some creditors off of my bankruptcy? No. Any creditor whom you owe a balance to must be listed on the petition.  Does this mean you should go pay off all the credit cards that you want to keep? No. Even with a $0.00 balance the credit card companies will likely close your […]

Do I have to appear in front of a Judge for my bankruptcy?

Do I have to appear in front of a Judge for my bankruptcy? No. The Judge does oversee the bankruptcy process; however you are not required to appear in front of him. Depending on your specific case, your attorney may need to appear in front of the Judge for certain motions or objections that may […]

What is a wage order and what are the benefits?

What is a wage order and what are the benefits? A wage order in a Chapter 13 is where a portion of your Chapter 13 plan payment is automatically deducted from your paycheck by your employer. Your employer then sends the money directly to the trustee. If you are paid bi-weekly then the monthly payment […]