My Case Was Dismissed, Now What? Chapter 7 Part 2
Archive for 2013
My Case Was Dismissed, Now What? Chapter 7 Part 2
My Case Was Dismissed, Now What? Chapter 7 Part 2 Your bankruptcy case was dismissed and now you want to know what options you have. It first depends on what chapter of bankruptcy you filed and then on why the case was dismissed. Chapter 7 It is not so common that a Chapter 7 is […]
My Case Was Dismissed, Now What? Chapter 7 Part 1
My Case Was Dismissed, Now What? Part 1 Your bankruptcy case was dismissed and now you want to know what options you have. It first depends on what chapter of bankruptcy you filed and then on why the case was dismissed. Chapter 7 It is not so common that a Chapter 7 is dismissed. The […]
My Case Was Dismissed – Now What?
My Case Was Dismissed, Now What? Your bankruptcy case was dismissed and now you want to know what options you have. It first depends on what chapter of bankruptcy you filed and then on why the case was dismissed. Chapter 7 It is not so common that a Chapter 7 is dismissed. The only obligations […]
Taxes were due prior to filing. They are discharged right?
Taxes were due prior to filing. They are discharged right? The answer is, it depends. Taxes and their dischargeability depend on the type of taxes, what tax year they are form, when they were filed, when they were assessed and whether they are now secured by any real estate. We will discuss the most typical […]
My car got repossessed. There is nothing I can do to get is back right?
My car got repossessed. There is nothing I can do to get is back right? Wrong, depending on when you take action. You an often contact your creditor, make the payment to become current and they will return the vehicle. However, you probably do not have the money to become current or you would have […]
Cant everyone do a Chapter 7 or a Chapter 13?
Can’t everyone do a Chapter 7 or a Chapter 13? The simple answer is no. The eligibility for a Chapter 7 is based on several things: Median Income for Household Size – The median income determines what a Debtor or Debtors can file a bankruptcy. Median income is determined by household size. The following is […]
Do I Need to Know All of My Creditors when I meet with an attorney about the bankruptcy for the first time?
Do I Need to Know All of My Creditors when I meet with an attorney about the bankruptcy for the first time? No. While policies may vary firm to firm, most offices will have you complete some sort of intake sheet upon arrival. This intake sheet will give the attorney some insight into your situation […]
I do not have money so how do you expect me to pay you?
I do not have money so how do you expect me to pay you? The easy answer is that you may not be able to afford not to pay an attorney to file a bankruptcy for you. While it often seems odd to perspective clients that there are fees involved, it honestly may be cheaper […]
Refund Anticipation Loans
Refund Anticipation Loans These loans are some of the highest cost loans that exist. A borrower pays anywhere from 40% to 700% depending on the lender and loan amounts. While this seems like a great option when you are on a tight budget, it may be just the opposite. You are due $4,500 for tax […]
I am not eligible for Chapter 7 yet so I will file Chapter 13 and then convert when I am eligible for Chapter 7 discharge.
I am not eligible for Chapter 7 yet so I will file Chapter 13 and then convert when I am eligible for Chapter 7 discharge. Unfortunately no. Discharge eligibility is determined at the time a bankruptcy case is filed. At the time of the case is filed, using the date that the case was filed, […]